Welcome to NISUS FINANCE COMPANY PRIVATE LIMITED (NiFCO), the domain name (hereinafter referred to as “Website”) is owned by NiFCO, a company incorporated under the Companies Act, 1956 having its registered office at 201/B Wing, Poonam Chambers, Dr. Annie Besant Road, Worli, Mumbai – 400 018.

For the purpose of this Privacy Policy, wherever the context so requires the term “You” or “User” shall mean any natural or legal person including Online and offline clients and the term “We”, “Us”, “Our” shall mean NiFCO.

Website is committed to protecting your privacy and working towards offering you a powerful, safe, online experience. To avail some of the services offered by Website, you need to sign up by giving simple details that personally identifies you. Website needs this minimal information to operate the online services. Website encourages you to update this information as and when there are any changes. When you do this through easily navigable clicks, you help us stay in touch with you always.

Website does not collect personal information about individuals except when such individuals specifically provide such information on a voluntary basis. This can be in several ways including for example, through registration for contests, the registration process for subscription sites or services and in connection with content submissions, community postings (e.g., message boards), suggestions, and voting/polling activities. Personal information of individual users of Website will not be sold or otherwise transferred to unaffiliated third parties unless otherwise stated at the time of collection or without the approval of the user as the case may be.

We understand clearly that You and Your Personal Information is one of our most important assets. We store and process Your Information including any sensitive financial information collected (as defined under the Information Technology Act, 2000), if any, on computers that may be protected by physical as well as reasonable technological security measures and procedures in accordance with Information Technology Act 2000 and Rules thereunder. If You object to Your Information being transferred or used in this way, please do not provide the details of your information on the Website.

Website treats your personal information or your use of the Service as private and confidential and does not check, edit, or reveal it to any third parties except where it believes in good faith, such action is necessary to comply with the applicable legal and regulatory processes, or to protect and defend the rights of other users or to enforce the terms of service which are binding on all the users of Website.

Except where specifically agreed or necessary for operational or regulatory reasons, Website will not send you any unsolicited information. However, to help you to take full advantage of Website, messages relating to the Website products / services and/or changes, additions and improvements to the products/services offered may be sent to you. Further at such points of collection, the user will have the opportunity to indicate whether he or she would like to “opt out” of receiving promotional and/or marketing information about other products, services and offerings from Website and/or any third parties etc. If the user does not opt out, Website may use any email addresses of users to send occasional emails pertaining to the said information. The user can nevertheless unsubscribe from receipt of such emails by following instructions therein or by communicating accordingly through Website.

Website may collect unnamed statistics, which does not personally identify you. Website reserves the right to perform statistical analyses of user behaviour and characteristics in order to measure interest in and use of the various areas of the site and to inform advertisers of such information as well as the number of users that have been exposed to or clicked on their advertising banners. Website will provide only aggregated data from these analyses to third parties.

Website believes in promoting amity among users to promote collaboration and free exchange of ideas. Website may provide specific services to users to post messages, e-mails, information, participate in chat sessions, news groups and other affinity group activities on the site and off the site. During such activities, you may provide your personal information beyond what has been given in your personal profile. Website‘s Privacy Policy excludes information transmitted through these activities.

While Website encourages you to actively participate in such activities, it advises you to be careful in sharing your personal information and respect the privacy of its other users.

Also, users should be aware that Website may sometimes permit third parties to offer subscription and/or registration-based services through its site. Website is not responsible for any actions or policies of such third parties and users should check the applicable privacy policy of such party when providing personally identifiable information.

Further, Website will not be responsible if the users do not get the benefits announced if any, by the third parties permitted to offer subscription and registration based services on its site.

Users are also made aware that certain information and data may be automatically collected through the standard operation of Website.com‘s internet servers or through the use of “cookies.” “Cookies” is a term generally used for small text files a web site can use to recognise repeat users, facilitate the user’s on-going access to and use of the site, allow a site to track usage behaviour and compile aggregate data that will allow content improvements and targeted advertising etc. Cookies themselves do not personally identify you, but they do identify your computer. Generally, cookies work by assigning a unique number to the user computer that has no meaning outside the assigning site. Users are also being made aware that Website cannot control the use of cookies or the resulting information by advertisers or third parties hosting data for Website. If a user does not want information collected through the use of cookies, there is a simple procedure in most browsers that allows the user to deny or accept the cookie feature; however, users should note that cookies may be necessary to provide the user with certain features (e.g., customised delivery of information) available from Website. If you choose to be a registered user of Website, you must accept a cookie from Website.

Website notifies that the information you provide to Website may be stored in a country other than where you reside.

Website is not intended for use by children and minors. Parents are requested to ensure that personal information is not provided by minors on Website. However, this does not intend to prohibit information on minors and children being provided by the parents with respect to any product or service offered by Website or any other third party permitted to offer any product or service on its site, which are beneficial to or are designed for the benefit of children and minors.

Website uses the help of Internet Protocol (“IP”) addresses to diagnose any problems with its server and to administer the web site Website including by blocking certain addresses that it feels are inappropriately using its website. IP addresses are used to gather broad demographics information, such as browser types, visitor’s country, visiting frequency, operating systems, etc.

Website reserves the right to change this policy at any time. If Website decides to change this policy, such changes will be posted on this page as soon as possible. Users may note that this Privacy Policy itself and any such change of policy will be may be effective from the date announced by Website and not from the date of posting on the site.

This statement and the policies outlined herein are not intended to and do not create any contractual or other legal rights in favour of any user or viewer of Website or on behalf of any other party.

However, users and viewers are informed that by using the web site Website, they are deemed to have consented to the collection and use of information by Website as stated above.

The Website is maintained by Nisus Finance (NiFCO)., 201/A- Wing, Poonam Chambers, Dr. Annie Besant Road, Worli, Mumbai – 400 018.